| ICLUB Insider |
June 30, 2004 |
THE LATEST NEWS ON
NAIC SOFTWARE BUILT BY ICLUBCENTRAL INC.
Summary
The 5th edition of the NAIC Investor's Toolkit is the result of
twelve years of user experience with the Toolkit software
line. Its enhancements have been distilled from the
consolidated input of our users who have told us what they
wanted. The program has once again been rewritten in order
to take advantage of improvements in technology that permit
us to make life simpler, clearer, and better for our users.
During CompuFest 2004 in St. Louis, ICLUBcentral's staff
received numerous questions regarding the new features in
NAIC Investor's Toolkit 5, so we thought it would be helpful
to describe a few of the major new improvements.
The program has a modernized user interface which retains its basic functionality (so as not to alarm Toolkit 4 users), but also provides a more intuitive means of navigating throughout the program and more function-related ways to move from one task to another. For starters, when Toolkit 5 starts up, it prompts the user to perform simple maintenance tasks such as price and data updates, and completing judgment on Stock Selection Guides.
The program also opens with a "Portfolio Report Card." The
Report Card is one main feature aimed at Toolkit 5's main
goal -- making portfolio management a piece of cake. One of
the strong suits ascribed to the Toolkit products is their
emphasis on simplicity and intuitiveness. In this regard,
and to make the tasks more understandable, portfolio
management tasks have been separated into the defensive and
offensive tasks. No longer will the user have to view and
analyze the complex PERT report to determine if a company
has qualified for either defensive or offensive attention.
Changes in any company's status caused either by new data or
prices will trigger an alert function and call the user's
attention to the tasks that need to be accomplished. For
anyone who has ever enjoyed the functionality of past
Toolkit software, the additions to Toolkit 5 -- especially
the Portfolio Management enhancements -- will be welcomed
changes. Toolkit 5's improvements make life simpler while
staying true to the features that made Toolkit 4 and Toolkit
4 Pro so popular.
Toolkit 5 also includes a "Smart Challenge" feature.
Selecting a company to be challenged invokes the "Smart
Challenge" screen which displays all of the companies in the
Stock Library that have been evaluated, ranked in order of
potential return, with the challenged stock highlighted. The
display includes the industries and the data necessary to
determine whether a stock with better return is of equal or
better quality.
For more information on NAIC Investor's Toolkit 5 or to view the full User's Guide (included in the free downloadable demo), please visit:
http://www.iclub.com/tk5/
Don't miss out on this great opportunity to purchase the new 5th Edition of the NAIC Investor's Toolkit at a great discount. As you know, Toolkit 5 makes portfolio management easy as pie, in addition to offering powerful NAIC stock analysis features. NAIC members may purchase Toolkit 5 for just $149, $20 off the regular NAIC member price but only if you order online before July 15, 2004. (The non-member discount price before July 15 is $189, versus $209.) Upgrade discounts are available for users of Toolkit 4 and NAIC Classic or Classic Plus.
Get the software that so many NAIC investors have already
taken advantage of -- order your copy of NAIC Investors
Toolkit 5 online before the sale ends!
Order today at:
http://www.iclub.com/tk5/buy/.
(Editor's Note: NAIC's Stock Selection Guide is the cornerstone of the Investor Advisory Service, and is used by Ralph Seger and the analysts at Seger-Elvekrog to select and follow each company included in the newsletter. In this issue, we are pleased to offer the sixth of a multi-part series of tips that delve into the basics of the SSG and how it can best be used to identify stocks for your portfolio.)
The process of estimating a future low price is an exercise
in judgment. The SSG suggests several ways to choose a
potential low price for a stock. One rule to remember is that
using a low price that is higher than the 52-week low
violates common sense. Investors in the market determine
prices, so to ignore the actual low price of the last 52
weeks is like living in fantasyland. It is unrealistic.
A multiple of your judgment of the average low P/E ratio and
the expected low EPS seems logical, providing the result is
not higher than the 52-week low.
The average low price of the last five years is unrealistic
when applied to growth stocks because the price should move
up as EPS rise.
A recent severe market low price is a reasonable choice,
providing it is not too far back in history.
Choosing the price the dividend will support might be a good idea if the resultant yield is significantly greater than the yield on the S&P 500. In other words, the dividend yield must be great enough to attract investors interested in dividend income. However, if the dividend is in jeopardy by being barely covered by the EPS, it follows the current dividend could be cut and the support would be gone. This method applies to stocks like REITs that tend to sell on a yield basis.
To be continued....
For more information on the Investor Advisory Service, please visit http://www.iclub.com/ias/.
Product Buzz: Updates on our NAIC Software Products
Is your computer fitted out with the latest and greatest NAIC software? Here's an overview of ICLUBcentral's Official NAIC Software products:
INVESTING SOFTWARE
NAIC Classic (Plus)....................................Current Version: 2.1.0043
[ Order ]
[ Info ]
[ Download demo ]
NAIC Investor’s Toolkit.................................Current Version: 5.0.0
[ Order ]
[ Info ]
[ Download demo ]
NAIC Take Stock............................................Current Version: 4.0.1
[ Order ]
[ Info ]
[ Download demo ]
NAIC Stock Analyst....................................Current Version: 3.0.0001
[ Order ]
[ Info ]
[ Download demo ]
[ Updates ]
NAIC Stock Prospector...............................Current Version: 2.5.0037
[ Order ]
[ Info ]
[ Download demo ]
TAX & ACCOUNTING SOFTWARE
NAIC Club Accounting..................................Current Version: 2.5.11
[ Order ]
[ Info ]
[ Download 2.3.5 demo ]
[ Updates ]
NAIC Online Club Accounting................................Always Current!!
[ Order ]
[ Info ]
[ Demo website ]
2003 NAIC Club Tax Printer.......................Current Version: 1.0.0020
[ Order ]
[ Info ]
[ Download ]
2003 NAIC State Tax Printer.......................Current Version: 1.0.0017
[ Order ]
[ Info ]
[ Download ]
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