| ICLUB Insider |
July 9, 2004 |
THE LATEST NEWS ON
NAIC SOFTWARE BUILT BY ICLUBCENTRAL INC.
Summary
We are down to the final few days of our special online
introductory sale for NAIC Investor's Toolkit 5 -- make the most
of this discount offering while it lasts! Thousands of NAIC
investors have already experienced Toolkit 5's new portfolio
management features, and you can too, at a discount, if you
order online by July 15.
The 5th edition of the NAIC Investor's Toolkit is the result
of twelve years of user experience with the Toolkit software
line. Its enhancements have been distilled from the
consolidated input of our users who have told us what they
wanted. The program has once again been rewritten in order
to take advantage of improvements in technology that permit
us to make life simpler, clearer, and better for our users.
Toolkit 5 takes the stock-picking capability NAIC Investor's
rely on and combines it with unprecedented portfolio
management features.
Don’t miss out on the last days of this great opportunity to
discover why Investor's Toolkit 5 has already become so
popular! The special online sale ends next week on July 15,
2004. NAIC members who own Toolkit 4 Pro may upgrade to
Toolkit 5 for just $75, and owners of Toolkit 4, NAIC
Classic, or NAIC Classic Plus may upgrade for $99. And new
users can purchase Toolkit 5 for just $149 until July 15.
Get the software that so many NAIC investors have already
taken advantage of -- order your copy of the NAIC Investor's
Toolkit online before the sale ends!
Order today at:
http://www.iclub.com/tk5/buy/.
As of this week, we've made some changes to the NAIC Stock
Prospector database. The database has been streamlined to
eliminate inactive companies from appearing in it. This has
removed several thousand stocks from the database; nearly
all of these were inactive companies that had current prices
of $0 and last updates from several quarters or years ago
(usually because they were merged, acquired, changed ticker
symbols or were delisted from their exchanges).
One related benefit for those who use a dialup connection to
access the Internet is that the new database should take
much less time to download and import into Prospector. If
you are a dialup service user, you should notice that the
database import process is notably faster.
The Stock Prospector database is updated each week, and is
generally available late on Tuesday evening. An NAIC Online
Premium Services subscription is required in order to access
the database. To update your database, connect to the
Internet and simply click the "Import" button on the
Prospector toolbar, then click the "Start Import" button.
The updated database will automatically download into the
Prospector software.
For more information on NAIC Stock Prospector, NAIC's
official stock screening software, please visit http://www.iclub.com/prospector/.
(Editor's Note: NAIC's Stock Selection Guide is the cornerstone of the Investor Advisory Service, and is used by Ralph Seger and the analysts at Seger-Elvekrog to select
and follow each company included in the newsletter. This is
the final installment of Ralph Seger's series of tips that
delve into the basics of the SSG and how it can best be used
to identify stocks for your portfolio.)
Look at the zoning on the SSG with a jaundiced eye. If you
use a 25%, 50%, 25% zoning, then you don't have to do a lot
of mental calculations. The highest price in the lower zone
is always a safe US/DS ratio of 3 to 1. It can be considered
the "buy zone". However, if you use the 1/3, 1/3, 1/3 method
of zoning, then prices in the lower zone may not be a buy
because the US/DS ratio is not 3 to 1. In fact, the highest
price in the lower zone is an US/DS ratio of 2 to 1.
Therefore, be very careful of what you consider to be the
"buy" zone. Understand the theory and it will be beneficial
to your financial health. If you just enter numbers into the
SSG without understanding the theory, it can be hazardous to
your future financial security.
CONCLUSION
The SSG is not an answer to a maiden's prayer by itself. A
successful investor will read and study financial news. With
the advent of Internet and the SEC rule that all news that
might affect the price of the stock must be publicized to be
able to be accessed by interested parties, has leveled the
playing field. Investors should also read financial
publications such as The Wall Street Journal, Barron's,
Business Week and Fortune. These sources have writers who
dig behind the numbers, provide analysis to both background
and future consequences. In other words, you have to know
why as well as what. The informed and intelligent investor
will know why a situation is a buy, hold or sell. They will
depend on their judgment. The SSG is all about judgment. It
is an aid to judgment, a guide to judgment, but not a
substitute for judgment. The final results will heavily
depend on your understanding of theory and the judgments
made.
For more information on the Investor Advisory Service, please visit http://www.iclub.com/ias/.
On Thursday, July 22, we will begin the process of upgrading
our NAIC Online Club Accounting (NOCA) service. In order to
complete the upgrade, NOCA will be unavailable for
approximately 72 hours. The new and improved NOCA will be
available once again on Sunday, July 25.
If your club should require any reports during the period of
the shutdown, treasurers should make plans to prepare them
prior to July 22. No data will be lost during this period.
What are we changing?
- NOCA club members will now be integrated with the rest of
our systems, so you will be able see subscription status and
purchases that you have made. You will also be able to
correct any personal information we have, so that you always
receive up-to-date information about your software and
services.
- This NOCA change will also pave the way for a universal
log-in system (to be launched in the not-so-distant future).
With a universal log-in, your single user name will allow
you access to NOCA and other subscription services such as
your Investor Advisory Service subscription.
- NOCA's internal systems will be changed, and a new server
will be put in place to provide faster transaction and
response times. NOCA's data systems will also be upgraded
and replaced.
- Many outstanding accounting and functional issues have
been corrected.
As we approach the date, we will be sending you notification
about any areas of NOCA that will be slightly different.
Don't worry, the screens and menus are the same as they have
always been! There are just a few adjustments to club member
information that will be different now that we have integrated
NOCA into our other systems.
We are looking forward to bringing this new version of NOCA
on-line, allowing us to serve you better and to make using
NOCA a more pleasant experience!
Read past newsletters, subscribe, or unsubscribe at:
http://www.iclub.com/newsletters/
Copyright 2004 ICLUBcentral Inc. All rights reserved.
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