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Due to the fact IAS online allows availability to all previous issues,all subscriptions to IAS are non-refundable. IAS subscriptions are for individual use only and may not be distributed to a group or club.Fair use includes: 1) Your own personal investment planning and strategies and 2) Discussion and news concerning your club's stock or prospects.Fair use does NOT
include: 1) Photocopying or emailing electronic versions of the material and/or 2) Distributing your login information to the IAS web site.